Sunday, September 2, 2007

Citibank Credit Card

I have a Bank of Baroda (BoB) Credit Card and I am quite happy with it. But, one thing I don't like about the BoB card is the lack of benefits and bonuses compared to the Citibank Credit Card.

The Citibank Credit card is one of the leading cards out there. What makes it so great is that Citibank has a number of associations with leading companies such as IndianOil, Hutch, and Jet Airways to offer various incentives on their credit cards.

I particularly like the IndianOil Citibank Credit Card. With most other credit cards, if you use them at petrol pumps then you have to pay an extra surcharge fee on each purchase. But if you use the IndianOil Citibank Credit Card, there is no surcharge and in fact, you earn Turbo Points for purchasing Petrol worth more than Rs.200 at Indian Oil Petrol Pumps! These Turbo Points can be redeemed later on for free petrol.

If free petrol doesn't excite you, then how about the Citibank MTV Credit card where you get discounts on popular hangouts such as discotheques, pool parlors, bowling alleys and entertainment arcades. You also earn Reward Points which can be redeemed for clothing and accessories!

There is also the Hutch Citibank Credit Card, and Jet Airways Citibank Credit Card. It seems like Citibank has taken the extra effort to provide incentives and bonuses to cater for the different needs of people. They have bothered to develop associations with leading companies so that the consumer can choose from a variety of credit cards according to his/her interests and also save money in the meantime.

Who knows maybe, I'll also apply for a Citibank Credit Card as well. I am always keen for free petrol!

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